ZODL

ZODL, based in the US, specializes in providing secure mobile wallet solutions that utilize shielded Zcash for private transactions, ensuring user confidentiality and control over financial information. ZODL, founded in 2026 by Josh Swihart in Dallas, US, focuses on offering advanced mobile wallet services for cryptocurrency transactions. In March 2026, ZODL raised USD 25 million in seed funding from investors Paradigm, Andreessen Horowitz, Winklevoss Capital, Coinbase Ventures, Maelstrom, Chapter One, Cypherpunk Technologies Inc. and Leap Therapeutics.

Individual and other unspecified investors also participated in the round. ZODL offers a comprehensive mobile wallet specifically designed for secure transactions using shielded Zcash, ensuring user privacy and control over their financial information. The core functionality allows users to send and receive shielded ZEC, while also enabling private swaps with other cryptocurrencies, such as Bitcoin or stablecoins, through its innovative CrossPay feature. The wallet distinguishes itself by not collecting user data or transaction history, thereby maintaining a high level of anonymity.

In addition to facilitating private transactions, ZODL integrates with hardware wallets like Keystone, enhancing security for users who prioritize self-custody. The app’s design simplifies the onboarding process for new crypto users, making it accessible for individuals exploring the cryptocurrency landscape. ZODL primarily serves end users in North America and Europe, focusing on individuals and merchants seeking to leverage the unique privacy features of Zcash without compromising their personal information. ZODL generates revenue through transaction fees associated with its wallet services, particularly from private swaps and payments made via its platform.

Clients, including individual consumers and retail merchants, utilize ZODL’s services to conduct transactions without revealing sensitive financial data. For instance, a user might transact shielded ZEC with a major retailer that accepts ZODL payments, thereby benefiting from enhanced privacy while the retailer handles the checkout process through a partnership with Flexa. The structure of these transactions typically involves direct-to-consumer interactions, with ZODL facilitating the transfer of value while charging nominal fees for each swap or transaction. The firm’s commitment to privacy and security positions it as a leader in the cryptocurrency wallet market, attracting users who prioritize these qualities in their financial dealings.

In March 2026, ZODL raised USD 25. 00 mn in SEED funding from investors including Paradigm, Andreessen Horowitz, and Winklevoss Capital. The company will use this funding to expand the development of privacy-focused blockchain infrastructure, including protocol work, wallet growth, and privacy-preserving infrastructure for the Zcash ecosystem. ZODL plans to launch new product features aimed at enhancing user experience over the next year while targeting further expansion into European markets by 2027.