WinWinner CVBA

WinWinner CVBA is a Belgian crowdlending platform that connects investors with local businesses, facilitating funding through various loan types to support SMEs in raising capital directly from the crowd. WinWinner CVBA, founded in 2016, is based in Ghent, Belgium. The company operates as a crowdlending platform designed to empower local businesses by providing them access to funding. The founders, Aelbrecht Van Damme and Matthias Browaeys, have a background in entrepreneurship, which contributes to the platform's innovative approach.

As of October 2018, WinWinner raised EUR 10 million in funding and has successfully completed one deal to date. The latest funding round aims to bolster the company’s growth and expand its service offerings. WinWinner operates a crowdlending platform that facilitates financial connections between investors and local businesses in Belgium. Its offerings include subordinated loans such as crowd loans, win-win loans, and proxilending, which allow both private and corporate investors to fund local entrepreneurs.

WinWinner enhances the financial health of SMEs by enabling them to raise capital directly from the crowd, thus bypassing traditional banking obstacles. The platform has connected over 15,000 investors with more than 400 SMEs, raising approximately EUR 65 million for business growth in the Belgian market. WinWinner generates revenue through transaction fees linked to the crowdlending process, where investors provide funds to businesses in exchange for fixed annual returns. This model enables businesses to raise capital without relinquishing equity.

Investors may earn interest over the life of the loan, which is either repaid annually or at maturity, with interest rates reaching up to 10% per annum, depending on loan type and agreements. The fee structure ensures a mutually beneficial partnership for both investors and entrepreneurs, contributing to a sustainable financial ecosystem within the local economy. WinWinner aims to launch new crowdfunding products and enhance its platform capabilities in the coming years. Plans for expanding into additional European markets are under consideration, focusing on regions that align with Belgium's economic environment.

The recent funding of EUR 10 million will be utilized to support these initiatives, enhance user experience, and refine the product offerings, ensuring that WinWinner remains competitive and responsive to the needs of both investors and businesses.