Vave Digital Services Ltd.

Vave Digital Services Ltd. , based in the UK, specializes in delivering digital insurance solutions for the Excess & Surplus property insurance market, enhancing efficiency for policyholders and agents alike. Founded in 2019 and headquartered in London, UK, Vave Digital Services Ltd. provides innovative insurance solutions.

The company operates as an independent entity with no reported subsidiaries. Vave has completed one deal, with its most recent transaction dated December 10, 2025. The founder's background information is currently not available. Vave MGA specializes in providing innovative insurance solutions through a suite of digital products aimed at the Excess & Surplus (E&S) property insurance market.

Their primary offerings include comprehensive coverage for homeowners and small commercial properties, specifically targeting HO-3, HO-5, HO-6, and DP-3 forms, as well as flood and earthquake insurance tailored to various FEMA flood zone designations. Vave’s services leverage advanced data analytics and algorithmic underwriting to deliver real-time, bindable quotes accessible through white-labelled API integrations, which streamline the purchasing process for agents and policyholders alike. The company began trading in 2019 and currently serves clients across the United States, quoting on over 10,000 risks daily. Their focus on precise risk assessment and transparency addresses the complexities of the marketplace, positioning Vave to meet the needs of brokers, agents, and policyholders seeking efficient and adaptive coverage solutions.

Revenue generation at Vave MGA is facilitated through a transactional model that emphasizes real-time underwriting and digital access to insurance products. Clients, primarily insurance agents and brokers, engage with Vave's offerings by obtaining instant quotes for various property insurance products, including homeowner policies and flood coverage. The transactions are structured around commission-based models where agents earn fees for policies sold through Vave’s platform. Each policy may vary in pricing based on the type of coverage and risk assessment, and agents benefit from the efficiency of Vave's automated quoting system, which helps minimize transactional costs.

Key products, such as their comprehensive homeowners and flood insurance, form the cornerstone of their revenue streams while supporting Vave’s growth within the dynamic E&S insurance market. In December 2025, Acrisure, LLC, a portfolio company of Gallatin Point Capital and other investors, agreed to acquire Vave Digital Services Ltd. The acquisition is aimed at strengthening Acrisure's fintech-driven underwriting capabilities and expanding Vave's technology and product reach. The future strategy includes the development of new digital insurance products and an expansion into additional geographic markets to enhance their service offerings.