Uncia Technologies Private Limited

Uncia Technologies Private Limited, headquartered in Chennai, India, specializes in advanced digital lending solutions that enhance loan origination, management, and supply chain finance processes for financial institutions. Founded in 2020 in Chennai, India, Uncia Technologies Private Limited provides digital lending solutions to banks and Non-Banking Financial Companies (NBFCs). The company was established through individual efforts and has successfully completed one deal, raising a total of INR 250 million in Seed funding led by Pavestone Capital in March 2026. Uncia Technologies offers a suite of advanced digital lending solutions, including Uncia Prime (Loan Origination System), Uncia Leap (Loan Management System), and Uncia Flow (Supply Chain Finance).

These AI-native solutions enable rapid customer onboarding and underwriting, serving a diverse clientele across India and emerging markets in Asia, thereby boosting operational efficiency and customer experience for SMEs and individual borrowers seeking quicker access to credit. The company's revenue model is based on subscriptions and partnerships with financial institutions. Clients pay fees for integrating Uncia's products into their operations, including fixed monthly subscriptions and variable fees linked to loan processing volumes. This structure allows for flexible and scalable lending capabilities, enhancing operational efficiency through flagship products such as Uncia Flow for supply chain finance operations.

Following a successful Seed round of INR 250 million raised in March 2026, Uncia Technologies plans to utilize these funds to expand its operations in India and enter new markets, including the Middle East, North Africa, and North America. The company aims to develop new products that will enhance its existing offerings, further solidifying its position in the digital lending landscape.