Tot SpA
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Tot SpA - overview
Established
2020
Location
Milan, MI, Italy
Primary Industry
Software
About
Based in Milan, Italy, and founded in 2020 by Bruno Reggiani, and Doris Messina, Tot SpA, a. k. a. Tot.
money is a fintech banking platform that is intended to digitize administrative and financial management. In September 2025, Tot SpA raised EUR 7 million in pre-series A funding led by new investor CDP Venture Capital, with participation from other new investors Azimut, CLUBDEAL FIDUCIARIA DIGITALE SRL, The Techshop, and X-EQUITY VENTURE CLUB S. R. L.
Returning investor Banca Sella Holding and individual investors also participated in the round. As of November 2021, co-founder Doris Messina is the CEO of Tot SpA. Tot SpA provides account and digital banking, credit and payments services, helping businesses keep on top of administrative financial tasks, monitoring and managing expenditure, collections, earnings, and tax provisioning to the professionals, freelancers, micro-enterprises up to 10 employees and businesses. The company plans to utilize the September 2025 funding to develop its financial tools, expand its team in key departments, and improve automation to support small businesses in Italy.
Current Investors
Banca Sella Holding, CDP Venture Capital, Azimut
Primary Industry
Software
Sub Industries
Financial Services, Accounting/Finance Software
Website
www.tot.money
Verticals
FinTech, Mobile Apps
Company Stage
Angel & Seed
Total Amount Raised
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