Tidalwave Tech, Inc.

Tidalwave Tech, Inc. is a US-based company specializing in AI-driven solutions for the mortgage industry, providing innovative technology to streamline application processes for financial institutions. Founded in 2023 and headquartered in New York, US, Tidalwave Tech, Inc. is focused on revolutionizing the mortgage application landscape.

The company has not undergone any significant pivots or changes since its inception. Tidalwave has successfully secured a total funding of USD 22. 00 mn through a Series A round led by Permanent Capital Ventures, with participation from D. R.

Horton, Inc. and Engineering Capital. The company has completed 2 deals to date. Tidalwave's core product offering is the Tidalwave SOLO, a groundbreaking AI-powered Mortgage Point-of-Sale+ (POS+) system designed to enhance the mortgage application process for various financial institutions.

This platform leverages advanced AI technology to automate repetitive tasks, optimize productivity, and improve user experiences by effectively analyzing both structured and unstructured data. Key features include a multilingual inquiry system, interactive voice response capabilities, and a self-directed pre-qualification process utilizing Fannie Mae’s DU® and Freddie Mac’s LPA® systems, all supported by a patent-pending mortgage contextualizer aimed at ensuring accurate AI communications and minimizing errors. Tidalwave is actively expanding its services across multiple markets in the United States, with a focus on enhancing its multilingual functionality. Tidalwave generates revenue through partnerships with financial institutions that subscribe to its Mortgage POS+ platform.

This B2B model includes various transactions such as automated pre-qualification letters and integration with existing mortgage loan origination systems. Pricing plans are tailored to individual financial institutions’ needs, incorporating advanced features such as real-time borrower communications and document automation. This pricing strategy, along with the platform’s efficiency-enhancing capabilities, positions Tidalwave as a viable technology partner for mortgage lenders. Tidalwave is exploring the design and launch of new products aimed at further enhancing mortgage processing efficiencies.

The company plans to utilize the November 2025 funding to accelerate adoption of the mortgage point-of-sale platform and expand deployment of agentic artificial intelligence agents for automation of mortgage processes including verification and underwriting.