Talino Fintech Foundry

Talino Venture Labs is a financial technology company focused on enhancing financial accessibility and operational efficiency through innovative solutions for underserved markets. Founded in 2016 and headquartered in Los Angeles, US, Talino Venture Labs is dedicated to developing financial technology solutions. In March 2026, Talino Fintech Foundry raised USD 7. 5 million in series A funding led by Chemonics International Inc.

, with participation from Mt Sinai Capital Pte. Ltd. and Gulf Blvd. Talino Venture Studios offers a diverse suite of innovative products aimed at enhancing financial accessibility and operational efficiency across various sectors.

Their core offerings include Higala, an open banking API designed to facilitate real-time payments and streamline merchant access, and Unawa, which digitizes contract management through secure e-signature solutions. Additionally, Saphron provides an AI-powered microinsurance platform tailored to Southeast Asian users, while BayaniPay focuses on neobanking services for Filipino-American professionals, promoting financial inclusivity. These products cater to a wide range of end users, including freelancers, small businesses, and underserved segments of the population in markets such as the Philippines, the United States, and the Middle East. Talino's emphasis on people-centric solutions fosters greater participation in the financial ecosystem, particularly for marginalized communities.

Talino Venture Studios generates revenue through a combination of transaction-based fees, subscription models, and partnerships with financial institutions and service providers. For instance, Higala and Unawa facilitate transactions between businesses and consumers, creating a stream of income based on service usage and transaction volumes. The company may engage in B2B arrangements, where it partners with local banks and fintech firms to enhance their service offerings, which could involve revenue-sharing agreements. Additionally, products like BayaniPay could implement a transaction fee structure for cross-border payments, benefiting both the end users and the firm.

Pricing plans for these services are strategically designed to meet the needs of their diverse customer base while promoting accessibility and ease of use. The company will use the March 2026 funding to build an API-first connectivity layer to help companies launch compliant cross-border financial products more efficiently.