Spire

Pay With Spire, Inc. is a US-based fintech company focused on providing a seamless Pay-by-Bank solution to enhance point-of-sale transactions for merchants and improve customer loyalty while reducing costs. Founded in 2009 and headquartered in Dallas, US, Pay With Spire, Inc. streamlines payment processes through its innovative technology.

The company has successfully raised USD 10. 00 mn in a SERIES B funding round led by Continental Investment Partners, targeting client growth and infrastructure scaling. The founder, Matt Brennan, has previously ventured into the fintech space, contributing to the company's direction and operational strategies. Spire offers a branded Pay-by-Bank solution designed to streamline point-of-sale transactions for merchants, enhancing customer loyalty while reducing payment costs.

This service allows customers to make direct bank transfers at checkout, minimizing traditional transaction fees and integrating loyalty programs into the payment experience. Spire caters to various retail sectors, including e-commerce, hospitality, and service industries, primarily in North America and Europe, serving both merchants and consumers seeking efficient payment options. Spire generates revenue through its Pay-by-Bank payment solution, operating on a transaction-based fee structure. Merchants incur a fee for each transaction processed, allowing Spire to maintain sustainability in its revenue model.

Integration of this payment solution enables retail partners to facilitate direct bank account purchases, enhancing partnerships with retailers and service providers. In February 2026, Pay With Spire, Inc. secured USD 10. 00 mn in SERIES B funding to enhance client growth and scale its infrastructure for wider Pay-by-Bank access.

The company plans to expand its services into new geographic markets, targeting increased penetration in North America and Europe by leveraging this recent funding to support product development and market outreach efforts.