Solar Mosaic LLC

Based in California, US, Solar Mosaic, Inc. offers innovative financing solutions that empower homeowners to transition to renewable energy through affordable loans for sustainable home improvements. Solar Mosaic, Inc. is a financial technology company that specializes in providing accessible financing for residential solar energy projects.

Founded in 2011 in Oakland, California by Arthur Coulston and Billy Parish, In June 2025, Solar Mosaic LLC filed for Chapter 11 bankruptcy protection. Mosaic's core offerings center around flexible financing solutions designed to facilitate homeowners' transitions to clean energy. The primary product is a financing platform that enables customers to access affordable loans for a variety of sustainable home improvements, including solar panels, battery storage systems, EV charging stations, HVAC systems, and energy-efficient windows and doors. This platform operates through a nationwide network of contractor partners, allowing homeowners to select their preferred installers while Mosaic manages the financing process.

Launched in 2014, Mosaic has positioned itself as a pioneer in the residential solar financing sector, serving a diverse clientele that includes homeowners across the United States who are seeking to implement eco-friendly upgrades in their residences. By offering a streamlined and user-friendly experience, the company aims to solve the financial barriers often associated with adopting clean energy solutions. Mosaic generates revenue through a variety of transaction structures that include partnerships with contractors and direct financing to consumers. The company facilitates transactions by providing financing options that contractors can offer to their customers at the point of sale, effectively integrating into the sales process of home improvement projects.

Mosaic's business model focuses on creating a seamless experience for both homeowners and contractors, ensuring prompt funding for completed projects. Revenue is derived both from fees associated with these financing options and potential interest from loans provided under its platform. This structure allows Mosaic to cater to both B2B partnerships with contractors and direct-to-consumer financing, fostering a comprehensive ecosystem in the clean energy sector. In June 2025, Solar Mosaic LLC filed for Chapter 11 bankruptcy protection.