Rockrose Risk

Rockrose Risk, based in the US, specializes in property insurance solutions for wildfire-prone areas, integrating risk assessment and mitigation strategies into its policies for enhanced client benefit. Founded in 2024, Rockrose Risk offers insurance services focusing on wildfire risks. Headquartered in Napa, California. In March 2026, Rockrose Risk raised USD 9 million in seed funding co-led by new investors Crosslink Capital and Citrine Capital Management.

Rockrose Risk specializes in property insurance tailored for wildfire-prone areas, integrating mitigation efforts into premium pricing. Their offerings include comprehensive wildfire risk assessments with on-site inspections and advanced modeling, leading to significant premium reductions of 21% for residential and over 35% for commercial properties. The company serves clients across the US, including homeowners, homeowners associations, schools, vineyards, and resorts, providing both immediate financial relief and a framework for ongoing risk mitigation investment. Rockrose Risk generates revenue through direct client transactions for insurance services and risk assessments.

Clients receive tailored insurance policies reflecting their mitigation efforts, often with substantial premium discounts. The pricing structure includes an evaluation fee for risk assessments, followed by access to competitively priced insurance products, fostering long-term partnerships and reinvestment in mitigation measures. Following the recent SEED funding of USD 9. 000 mn raised on March 18, 2026, Rockrose Risk plans to expand its wildfire-focused insurance brokerage platform and develop additional coverage structures for wildfire-exposed property portfolios.

The funding will facilitate entering new markets, specifically targeting wildfire-prone regions across the western US by the end of 2026.