RetireOne Investment Services, LLC

Based in the US, RetireOne Investment Services, LLC specializes in providing no-load insurance and annuity solutions to enhance financial planning for registered investment advisors and their clients. RetireOne Investment Services, LLC, founded in 2011, is headquartered in San Francisco, US. The firm focuses on delivering innovative financial solutions in the insurance sector. It has completed one notable deal, with the most recent transaction occurring on October 13, 2025.

This company is set to be acquired by Simplicity Financial Marketing Holdings Inc. as part of a strategic expansion into enhanced insurance offerings. The founder's background information was not available. Simplicity OID (Outsourced Insurance Desk) specializes in a wide array of no-load insurance and annuity solutions tailored for registered investment advisors (RIAs) and their clients.

Their offerings include low-cost, no-load annuities, fixed annuities, fixed indexed annuities, term and permanent life insurance, long-term care insurance, disability insurance, and supplemental insurance products. These solutions aim to support client accumulation, ensure sustainable retirement income streams, protect principal from market volatility, and enable tax-efficient wealth transfer, serving a diverse clientele in the US and select regions in Canada. The firm prides itself on transparency and cost-effectiveness, simplifying access to insurance solutions for fiduciaries without insurance licenses. Simplicity OID generates revenue primarily through nominal administration and service fees charged to insurance carriers utilizing their platform.

The firm's partnerships with RIAs facilitate access to their marketplace for no-load insurance and annuity solutions, allowing advisors to discuss low-cost options with clients while acting as the agent of record at no direct cost to clients. The firm’s model avoids high commission structures typically associated with insurance products, offering ongoing servicing and consultations free of charge, thus enhancing the value proposition for advisors and clients alike. In October 2025, Simplicity Financial Marketing Holdings Inc. is set to acquire RetireOne Investment Services, LLC, which aims to bolster its insurance solutions and financial programs post-acquisition.

This strategic move reflects the firm’s commitment to expanding its product offerings and enhancing service delivery. Specific plans regarding upcoming product launches or geographic market expansions have not been detailed.