Ratio Technologies, Inc.

Based in California, the US, and founded in 2021, Ratio Technologies Inc operates as a SaaS-based financial services provider that helps its users to enhance cash flow by increasing sales and revenue. The company was founded by Ashish Srimal (CEO) and Mason Blake (CTO). In September 2022, the company raised USD 400 million in venture debt funding and USD 11 million in equity funding. The funding was led by 8- bit capital, Cervin Ventures, and Honeystone ventures.

It operates as a fintech company that combines payments, financing, and pricing under one platform for SaaS and technology companies. It allows its client business to raise capital without diluting control and giving up equity and allows them to leverage its recurring revenue stream. It has two products to offer, Ratio boost and Ratio trade. Ratio boost offered by the firm is an integrated buy now pay later payment that optimizes pricing and checkout product which is embedded into the seller’s system via an application programming interface.

This offers payment flexibility to customers and offers tailored systems according to the company’s requirements. Ratio Trade offered by the company is a capital solution that allows users to raise upfront capital without dilution of the company’s equity.