Payment Data Systems

Payment Data Systems specializes in embedded payment technology, providing solutions that streamline financial operations and enhance payment processes for businesses across various sectors. Payment Data Systems, founded in 1998 in San Antonio, US, operates in the embedded payment technology space. The company was co-founded by Hallie Oxley, Louis H, and Michael Long, with Louis H serving as the CEO. Payment Data Systems has focused on integrating its services to better cater to its clientele and remains an independent entity with no known subsidiaries or parent companies.

Usio Embedded Payment Solutions offers a comprehensive platform designed to enhance financial operations through embedded payment technology. The services include automated funds disbursements, integrated billing systems, and print and mail solutions, aimed at maximizing operational efficiency. Serving primarily clients in the United States, Usio's key products enable seamless payment processing across various channels, including credit cards, ACH transactions, and prepaid cards, catering to businesses in e-commerce, finance, and service industries. Usio generates revenue through a subscription-based model and transactional fees related to its payment processing services.

The revenue structure includes service fees charged per transaction and monthly subscriptions for access to Usio's solutions. This model supports both B2B partnerships and direct consumer transactions, reinforcing strong vendor relationships through timely disbursements.