PactFi Inc.

PactFi is a technology firm focused on simplifying and securing private credit transactions through its innovative platform, enhancing operational efficiency for clients in North America and Europe. Founded in 2021 by Alexa Burguete and Emma Zhang, PactFi is headquartered in New York, US. The company has made one deal, raising Series A funding on November 11, 2021. Emma Zhang leads as CEO.

PactFi offers a comprehensive platform designed to manage complex private credit transactions with an emphasis on security and operational efficiency. The platform streamlines the deal-closing process, enhancing collaboration among stakeholders. Key functionalities include secure data import, export, and storage, along with robust integration capabilities that allow synchronization with both internal systems and external partners. PactFi primarily serves private credit market participants, including over 1,300 fund entities and more than 150 counterparties engaged in transactions across North America and Europe.

PactFi generates revenue through a transaction-based model that facilitates private credit deals on its platform. Clients subscribe to the service or form partnerships to manage their credit transactions efficiently. The platform enables secure transaction execution while maintaining comprehensive activity logs for auditability and transparency. Although specific pricing plans are not disclosed, the offerings accommodate a range of users from large investment firms to smaller fund managers, indicating strong demand for PactFi's services.

In March 2026, PactFi Inc. raised USD 25 million in series A funding led by Vestigo Ventures, with participation from 7Ridge. The company plans to utilize the March 2026 funding for product expansion, market expansion, artificial intelligence integration, and team expansion.