Octane Lending, Inc.

Based in the US, Octane Lending, Inc. provides innovative financing solutions specifically for the recreational vehicle market, enhancing the buying process for customers. Octane Lending, Inc. was founded in 2014 and is headquartered in New York, US.

The company specializes in instant financing solutions tailored for motorcycles, ATVs, and lawn mowers. Jason Guss (CEO) and Andre Gregori are the co-founders of the company. In December 2025, Octane Lending raised USD 100 million in series F funding led by Valar, including Upper90, Huntington, CWGS Group, LLC, Good Sam, and Holler-Classic. Octane specializes in providing instant financing solutions tailored for the recreational vehicle market, including motorcycles, ATVs, and lawn mowers.

Their core product allows customers to check financing rates without impacting their credit scores through a soft credit pull. This process provides instant decisions, flexible terms, and competitive rates, catering to both first-time buyers and those purchasing used vehicles. Octane's services are available across various geographical markets, particularly targeting regions with a strong presence of recreational vehicle dealers, thus offering a wide customer base seamless financing options in partnership with select dealers. Octane's revenue model is based on financing transactions facilitated through partnerships with dealers and direct-to-consumer offerings.

The company generates income primarily through interest accrued on financed loans, structured as consumer credit agreements with competitive rates dependent on the customer's credit profile. Customers choose a vehicle from participating dealers, apply for financing via Octane's platform, and receive an instant credit decision, enhancing clarity in buying options and financing terms, ultimately improving efficiency in the recreational vehicle market. In December 2025, Octane Lending raised USD 100 million in series F funding led by Valar, with participation from Upper90, Huntington, CWGS Group, LLC, Good Sam, and Holler-Classic.