Nobank

Nobank, based in Indonesia, offers a user-friendly digital banking platform tailored for businesses, streamlining financial management and enhancing operational efficiency. Nobank operates a digital banking service designed for businesses, allowing users to manage their financial transactions effectively. Founded in Indonesia, the company has not undergone significant pivots in its strategy. Nobank recently raised USD 0.

125 mn in pre-seed funding from investor Antler on September 26, 2025, marking its sole funding initiative to date. The company was established by a team of entrepreneurs with backgrounds in the financial sector, although specific previous ventures of the founder are not disclosed. Nobank offers a digital banking platform designed specifically for businesses, providing essential financial management tools that streamline operations and enhance efficiency. Their core offerings include a digital business account that allows users to create an account in minutes, enabling payments through various methods such as QR codes, payment links, and invoices.

Nobank also automates the recording of income and expenses, freeing users from manual bookkeeping and complicated spreadsheets. This platform caters to a diverse clientele, including freelancers, small teams, and informal groups across various sectors that require easy management of their financial transactions. Nobank's services are available primarily in Indonesia, addressing the needs of businesses that seek affordable and effective financial solutions without the constraints of traditional banking. Nobank generates revenue through transaction fees associated with money transfers and payments processed via its platform.

Clients pay a fee of Rp2,000 for each transfer made to other banks in Indonesia, allowing Nobank to earn revenue from each transaction. The company's transaction structure primarily consists of B2B interactions, where businesses use the platform to manage their financial activities without incurring monthly subscription fees. Nobank's pricing model is designed to be transparent, with clients enjoying pay-as-you-use pricing that scales with their business needs. The absence of upfront costs and hidden charges positions Nobank as an accessible and cost-effective option for businesses looking to streamline their financial operations.

Nobank is focused on future growth through the development of new products and services tailored to the evolving needs of businesses. The company plans to expand its offerings and enhance its platform's capabilities, with specific product launches anticipated in the upcoming year. Additionally, Nobank aims to enter new markets beyond Indonesia, targeting Southeast Asian countries by 2026. The recent funding of USD 0.

125 mn will be utilized to support these development initiatives and facilitate market entry strategies.