Niyogin Fintech Limited

Niyogin Fintech Limited, based in India, specializes in delivering integrated financial solutions specifically designed for micro, small, and medium-sized enterprises (MSMEs), enhancing their operational capabilities and growth potential. Founded in 2017 and headquartered in Mumbai, India, Niyogin Fintech Limited focuses on providing tailored financial products for MSMEs. The company has pivoted towards technology-driven solutions in financial services to better serve its clientele. Amit Rajpal founded the firm, which is currently led by CEO Tashwinder Singh.

Niyogin Fintech Limited is a leading provider of integrated financial solutions tailored for micro, small, and medium-sized enterprises (MSMEs) in India. The company’s core offerings include unsecured business loans designed to enhance working capital, finance small projects, and support business expansion. These financial products are complemented by advanced technological solutions such as supply chain financing, Buy Now Pay Later options, and accrued wage access, all aimed at fostering operational efficiency and growth among underserved populations. Niyogin serves a diverse clientele, which includes over one million MSMEs and more than 6,000 partners across various sectors, primarily within India.

The firm also provides financial inclusion tools and investment opportunities, which position it as a holistic solution provider in the financial landscape, catering to the unique challenges faced by small businesses. In 2024, Niyogin Fintech Limited reported a revenue of USD 23. 65 mn. The firm operates on a transaction structure involving direct lending agreements, where clients apply for unsecured loans based on their working capital needs or growth plans.

Revenue is derived from interest rates applied to these loans and associated fees for additional services such as financial consultation or technology-enabled solutions. Through its diversified product offerings, including its signature lending platform, Niyogin positions itself strategically in the competitive fintech market, meeting the financial needs of a wide array of small businesses.