Ninopay

Based in London, UK and founded in 2026, Parent Financial Ltd, trading under the name Ninopay operates as a childcare-finance fintech product. The company was co-founded by James Symes (CEO), Timothy Davis (COO), and Michael Jaszczuk (CTO). In May 2026, Ninopay raised GBP 210,000 in equity and debt funding from Antler, marking its first funding round. Ninopay focuses on providing financial solutions tailored for UK families managing childcare costs.

Its core offering includes flexible payment solutions for nursery fees, allowing parents to spread payments over time while nurseries receive full payment upfront. This service aims to enhance cash flow for parents and improve customer retention for nurseries. Ninopay’s revenue generation model is expected to involve transaction fees associated with its flexible payment services for nursery fees. The model is structured around B2C engagements, where parents enroll in services to manage their childcare expenses effectively, potentially involving a subscription-based arrangement.

The company plans to use the May 2026 funding to expand its services in the UK market, addressing the need for financial flexibility among families requiring childcare services. Current initiatives include developing partnerships with nurseries to enhance customer reach and satisfaction.