MNT-Halan

Founded in 2018, MNT-Halan is headquartered in Cairo, Egypt, focusing on providing digital financial solutions. The company was established by Mounir Nakhla and has undergone strategies to enhance its product offerings. In October 2026, MNT-Halan raised EGP 7. 84 billion in an IPO at the Egyptian Exchange.

MNT-Halan specializes in a variety of digital financial services aimed at banking the unbanked. Its offerings include microfinancing loans of up to 200,000 EGP, instant digital lending up to 2,000 EGP, and a Buy Now Pay Later (BNPL) service for over 4,000 vendors. The company also facilitates payroll lending, allowing businesses to offer salary advances of up to 80% to employees, and provides digital payment solutions through mobile wallets and virtual cards. Its services target both consumers and small to medium enterprises in Egypt, with recent expansions into the UAE and Turkey.

MNT-Halan derives revenue from transaction-based services and lending products, managing microfinance and SME loans through the Halan cash wallet. The BNPL platform contributes to revenue as consumers make installment purchases from a diverse vendor network. The company operates through B2B and B2C relationships, partnering with retailers to supply FMCG products and home appliances, driving consistent revenue growth as it expands into new markets.