Meld

Based in California, US, and founded in 2021 by Hank Pham and Pankaj Bengani (CEO), Meld is a fintech company that provides a platform that allows integrating and accessing an extensive set of services across all fintech domains including payments, underwriting, and account validation, enabling payment providers to tackle technical and business problems. In January 2026, Meld raised USD 7 million led by Faction, with participation from F-Prime Capital, Scytale Digital, and Yolo Investments. The company offers solutions like a crypto stack that increases coverage, transition, and revenue for crypto or NFT platforms, a bank linking stack that enables different bank integration services through an integrated UI, and a payments stack that combines with multiple payment processors, accesses consolidated reporting and receives bank account status updates through a common set of data processing. The company plans to use the January 2026 funding to expand its global network, hire staff for operations and support, and improve its payment and digital asset services.