Liberis Limited

Liberis US Inc. specializes in providing embedded finance solutions that empower small businesses to access necessary funding seamlessly through their existing platforms, enhancing their operational capabilities. Founded in 2007 and headquartered in London, UK, Liberis US Inc. focuses on offering financing solutions for small businesses.

The company has engaged in five deals, with its most recent funding round, a VENTURE DEBT, amounting to GBP 89. 000 mn, completed on December 7, 2023. Rob Straathof leads the company as CEO. Liberis specializes in delivering embedded finance solutions tailored to small businesses, enabling access to funding through existing platforms.

Their primary offering, the Business Cash Advance, provides immediate cash flow based on future sales. Additional products, including Thrive Working Capital and Flex Capital, support small business growth through a user-friendly funding process that can be completed in a few clicks. The company serves clients across 13 countries, integrating financing options directly into the platforms utilized by small businesses. In 2023, Liberis generated revenue of GBP 56,390,067.

50, with an EBITDA amounting to GBP 9,147,899. The company's revenue model is driven primarily by the performance-based Business Cash Advance, where repayments are linked to a percentage of daily credit and debit card sales, ensuring alignment with the businesses' cash flow. Partnerships with platforms and integrators further enhance service delivery and support ongoing client engagement. Following a recent VENTURE DEBT funding round of GBP 89.

000 mn raised from HSBC Group and Blenheim Chalcot Group in December 2023, Liberis plans to utilize the capital to support its global expansion efforts. The company aims to extend its reach into new markets, although specific regions have not been disclosed. This funding will facilitate new initiatives and bolster the company’s ability to offer tailored financing solutions to small businesses.