KiVi

KiVi, based in India, specializes in delivering financial and logistical solutions to enhance credit access and commerce for rural entrepreneurs and agri-households, focusing on underserved markets. Established in 2021, KiVi operates out of Chennai, India, providing solutions for rural agricultural markets. The company was founded by Joby CO, Manoj Ramaswamy, Padmakumar K, and Salil Nair. KiVi has completed five significant deals, with the most recent funding round occurring on March 21, 2025, where it raised INR 120 million in PRE-SERIES A funding from various investors including AL trust and Eaglewings Ventures, achieving a total capital raised of INR 120 million.

KiVi primarily offers a comprehensive suite of financial and logistical solutions designed to facilitate access to credit and commerce for agri-households, rural entrepreneurs, and commodity aggregators in underserved rural markets. Core offerings include agri-credit tailored for rural farmers and structured procurement processes for commodity buyers. It supports the distribution of agricultural inputs such as irrigation kits, farm tools, and solar equipment, connecting farmer producer organizations with institutional buyers to enhance pricing and credit access. In the most recent year of 2024, KiVi reported revenue of INR 531,709.

3 and an EBITDA of INR -348,592. 4. The revenue model is based on agri-loans and commerce-related transactions facilitated through its tech-enabled platform, focusing on B2B relationships with financial institutions to disburse loans directly to rural farmers and micro-entrepreneurs. KiVi plans to leverage its recent funding of INR 120 million raised in March 2025 to enhance its product offerings and expand into new market regions.

The company aims to develop new tech-driven financial products tailored for rural markets, targeting specific underserved states in India. Recent investments will fund these initiatives, aiming to strengthen its operational capabilities and reach broader agricultural communities.