King Risk Partners

King Risk Partners, based in the US, provides comprehensive insurance solutions to a diverse clientele, focusing on home, auto, business, and life insurance to address individual and commercial needs across various sectors. Founded in 1974 in Gainesville, US, King Risk Partners specializes in delivering customized insurance solutions. The company's operations have remained steadfast, with no noted pivots or changes in strategy. Malcolm King, Ron King, and Stephen Schwartz currently hold the CEO positions, overseeing the firm which has completed 3 deals, In November 2025, King Risk Partners, a portfolio company of Lightyear Capital and BHMS Investments, acquired Stuart Surles Insurance and Pigg Insurance, LLC.

In February 2026, King Risk Partners, a portfolio company of BHMS Investments and Lightyear Capital, acquired Ace Insurance. King Risk Partners specializes in providing comprehensive insurance solutions tailored to meet the diverse needs of its clientele across various sectors. The company's core offerings include home, auto, business, and life insurance policies designed to deliver customized coverage based on client requirements. Their products function to mitigate risks associated with personal property, commercial enterprises, and life events, ensuring peace of mind for policyholders.

The company operates primarily within the Eastern and Southeastern regions of the United States, including markets from New Hampshire to Florida, catering to a broad demographic that values tailored insurance coverage. King Risk Partners generates revenue through the sale of insurance policies directly to consumers and businesses, providing tailored insurance solutions. Clients engage in one-time or periodic transactions to secure coverage, which includes annual or semi-annual policy renewals for auto and home insurance, along with ongoing consultations for business insurance plans. The pricing structure aligns with the unique requirements of each client and may implement a commission-based structure with insurance carriers, ensuring clients receive comprehensive coverage while benefiting from expert advice and support.

Post acquisition in November 2025 highlights King’s strategy for purposeful expansion, combining regional strengths with shared values and enhancing its presence in North Carolina while strengthening its farming and crop insurance capabilities.