Kin Insurance, Inc.

Kin Insurance, Inc. , based in the US, specializes in offering innovative residential insurance solutions tailored for homeowners, landlords, and mobile home owners, utilizing a seamless online platform for enhanced customer experience. Founded in 2016 and headquartered in Chicago, US, Kin Insurance, Inc. provides customizable residential insurance products.

The founders, Lucas Ward and Sean Harper, have a history of entrepreneurial ventures. The company raised USD 50. 00 mn in Series E funding on September 25, 2025, which brings the total amount raised to USD 50. 00 mn, with a current valuation of USD 1,848.

93 mn. This investment was provided by Activate Capital and QED Investors, among others. Kin Insurance, Inc. provides a comprehensive suite of residential insurance products designed to offer affordable and customizable coverage for homeowners, landlords, and mobile home owners.

Its core offerings include homeowners insurance, mobile home insurance, condo insurance, flood insurance, and landlord insurance. The company serves clients across several states, offering a self-service platform that allows customers to obtain quotes quickly and easily. Kin Insurance operates on a direct-to-consumer business model, primarily through its online platform. Customers generate personalized insurance quotes which allows for customized coverage options.

Revenue is driven by policy sales, with various coverage plans tailored to meet individual financial needs, ensuring clients pay only for the coverage they require. Kin Insurance, Inc. plans to utilize the USD 50. 00 mn raised in its latest funding round to expand coverage, enhance artificial intelligence underwriting capabilities, and accelerate growth in disaster-prone regions.

The company is also focusing on launching new products and expanding into additional markets to further its reach.