Hyperstacks

Hyperstacks Inc. , based in the Philippines, specializes in financial technology solutions that empower banks, microfinance institutions, and fintech companies through innovative products that enhance digital banking and transaction capabilities. Founded in 2016, Hyperstacks Inc. delivers advanced financial technology solutions tailored for the banking sector.

The company was established by Graham J. Jimenez, who brings experience from previous ventures. The firm has successfully secured a total of USD 0. 500 mn through 3 funding rounds, with the latest round being a grant from the Republic of the Philippines Department of Science and Technology.

Hyperstacks offers an integrated suite of financial technology solutions designed to empower banks, microfinance institutions (MFIs), and fintech companies. Their primary offerings include the Hagila Connect mobile application, which enables financial institutions to provide a seamless and secure mobile banking experience, and the InstaPay service, which allows for direct participation in real-time transactions compliant with ISO 20022 payment standards. These products aim to enhance operational efficiency, facilitate real-time transactions, and support the launch of mobile banking apps, e-wallets, and lending solutions. Hyperstacks serves a diverse client base across various geographical markets, including Southeast Asia, where banks and financial services can leverage these tools to expand their digital capabilities and better engage with customers.

The revenue model of Hyperstacks is anchored in partnerships and service subscriptions, where financial institutions subscribe to their suite of products for ongoing support and access to services. Transactions within the business typically occur through service agreements that enable clients to use the Hagila Connect platform and InstaPay for real-time payment processing. This partnership structure allows banks to benefit from a scalable system while generating revenue through transaction fees and subscription costs tied to the use of their core offerings. Flagship products such as InstaPay and Hagila Connect are central to their revenue generation strategy, providing clients with the tools needed to drive customer engagement and operational efficiency while enhancing their financial service offerings.

Hyperstacks Inc. aims to expand its product offerings, focusing on developing new features for the Hagila Connect platform and enhancing the InstaPay service. The company is also planning to penetrate additional markets in Southeast Asia by 2024, leveraging its recent funding to bolster its development and marketing efforts. The grant funding from the Republic of the Philippines Department of Science and Technology will support these strategic initiatives, ensuring that Hyperstacks can effectively scale its operations and product capabilities.