Hyperlayer

Based in the UK, Hyperlayer Limited is a financial technology firm that develops innovative solutions to enhance customer interactions within the financial services sector. Founded in 2023 and headquartered in London, UK, Hyperlayer Limited specializes in providing advanced technology solutions for financial applications. In July 2025, Hyperlayer Limited raised GBP 30 million in venture funding led by new investor CDAM, participation from new investors Mouro Capital, Iona Star, and Flintlock Capital. Returning investors Susquehanna Private Equity Investments and other unspecified investors also participated in the round.

The total amount raised by the company is GBP 30 million, with a current valuation of GBP 160 million. The founder's background is not disclosed, but they are positioned to leverage their expertise in this sector. HyperLayer offers a suite of innovative financial technology solutions designed to enhance customer experiences across various financial services. Central to their offerings is the Layer Core, a real-time rules engine that integrates with traditional banking, payments, card, and rewards systems, addressing complex financial use cases at unprecedented speed and scale.

Their platform supports functionalities like automated social saving and spending, lending capabilities with granular control over transactions, and a unified loyalty and rewards system that enables users to pay from multiple sources in a single tap. Their diverse clientele includes banks and financial institutions aiming to improve operational efficiency and customer engagement. While headquartered in London, their solutions target markets across Europe and North America. HyperLayer generates revenue through a subscription-based model and strategic partnerships with financial institutions.

Clients engage with the platform for high-volume transactions, with fees typically structured based on transaction volume or service usage. A bank using HyperLayer’s Layer Core may pay a monthly subscription fee and transaction fees based on the value processed. The features offered can lead to increased transaction frequency and user engagement, driving revenue for both HyperLayer and its partners. Specific pricing plans for individual products are not disclosed, but their flagship offerings position them as a crucial partner in optimizing financial operations and enhancing customer loyalty.

In July 2025, Hyperlayer Limited raised GBP 30 million in venture funding led by new investor CDAM, aimed at supporting the creation of new alliances with international banks and asset managers. The company plans to design and launch new products to enhance its service offerings, without specific release dates disclosed. Additionally, Hyperlayer is targeting expansion into new geographic regions, focusing on further penetrating the European and North American markets to meet diverse regulatory and consumer needs.