Goin.app

Based in Barcelona, Spain, and founded in 2017 by David Riudor (CEO), Carlos Rodríguez Antón, and Gabriel Esteban Gullón, Prakma Innovation, S. L. (Prakma) doing business as Goin. app operates as a financial service company that offers a platform for users to save and invest.

In February 2021, Prakma Innovation S. L. raised EUR 0. 50 million of venture funding from ICF Ventures.

Goin. app offers a platform for users to automatically save and invest to achieve their financial goals. The company enables users to save money with purchases and income, without inducing lifestyle changes, and employs saving techniques such as rounding up, retention, and auto top-up as well as enabling saving through lifestyle improvement challenges such as waking up early. Furthermore, the company allows the user to set financial goals, synchronize the bank account, save, and grow the savings through investments.

The company’s investment methods include purchasing and selling crypto coins and investments in ETF funds. Additionally, the accounts on the app are held by financial institutions which are approved and supervised by the Bank of Spain, such as Easy Payments and Finance, E. P. , S.

A. U. The company operates across Spain, Italy, and France while commencing operations in Portugal, Belgium, and the Netherlands. The company offers the features of its flagship product, Goin, freely, to all users and earns revenue by applying management fees on investment methods.

The company plans to use the February 2021 funding to expand its headcount as well as its operation in new geographies across Europe.