GDS, Inc.

GDS, Inc. provides advanced credit risk decisioning solutions, streamlining the lending process for financial institutions through innovative technology and data integration. Founded in 2006, GDS, Inc. is headquartered in Dallas, US, specializing in credit risk decisioning solutions.

The company has undergone a strategic focus on enhancing its services to better serve banks, credit unions, fintech companies, and specialty lenders across various global markets. Lisa Hannan, the current CEO, has played a key role in steering the company's vision since its inception. In August 2018, Serent Capital invested in GDS, Inc. , acquiring a minority stake in the company, further supporting its growth initiatives.

The company has successfully completed a total of 1 deal, with its most recent deal occurring on August 28, 2018. GDS Link specializes in credit risk decisioning solutions, leveraging advanced technology to streamline and modernize the lending process. Their core product offerings include a powerful Decisioning Engine, Data Connectors, and Workflow Management tools that enhance decision-making capabilities for lenders. These solutions address challenges such as regulatory compliance, macroeconomic shifts, and the need for prompt, data-driven decisions.

GDS Link serves a diverse clientele, including banks, credit unions, fintech companies, and specialty lenders across North America, Europe, and Asia-Pacific. By integrating over 200 data sources and utilizing AI-powered analytics, GDS Link empowers its clients to deliver personalized credit offers and manage risk effectively, driving loan growth through innovative marketing solutions. In the most recent year, 2017, GDS Link reported a revenue of USD 11. 70 mn, primarily generated through its subscription-based model that provides financial institutions access to its suite of decisioning tools and analytics services.

Clients typically enter agreements for access to the GDS Link Decisioning Platform, which includes Custom Model Development, Policy Monitoring, and advanced analytics solutions. This revenue model allows lenders to implement sophisticated decisioning algorithms and leverage real-time data for improved precision in the credit lifecycle, catering to both larger institutions and smaller lenders alike. GDS Link is focused on expanding its product offerings and entering new markets. Upcoming products include enhanced decisioning tools aimed at improving credit assessment capabilities, with specific launch dates to be determined.

The company plans to extend its reach into additional regions, particularly targeting Europe and Asia-Pacific markets by 2022. The recent investment from Serent Capital will be utilized to support these initiatives, enabling GDS Link to develop new technologies and enhance existing solutions to better serve its global client base.