Fliz Pay GmbH

Based in Germany, Fliz Pay GmbH provides an innovative payment solution that simplifies transactions by eliminating hidden fees and enabling direct bank account transactions for users. Founded in 2023, co-founded by Konrad Holtkamp and Roberto Ammirata, Fliz Pay GmbH specializes in payment solutions that cut out intermediaries, allowing for direct transactions. The company is headquartered in Berlin, Germany. In September 2025, Fliz Pay GmbH raised USD 1.

1 million in pre-seed funding led by Antler, which serves as the lead investor. This funding marks the company's first investment round, supporting its goal to enhance mobile payment services and grow its team. FLIZpay offers a streamlined payment solution that eliminates hidden fees by cutting out intermediaries, allowing direct bank account transactions for customers. Its core product, the FLIZ app, enables users to pay for goods and services online or in-person, discover local shops with discounts, and transfer money to friends.

The app includes transaction history tracking, providing users with a complete overview of their spending and savings. FLIZ caters to both consumers and businesses, targeting individual shoppers, local vendors, and larger retailers, with services primarily available across European markets utilizing the SEPA network for secure processing. FLIZpay generates revenue through transaction fees charged to businesses that use its payment platform. By reducing payment processing costs for companies, they can offer discounts to customers, fostering loyalty and user engagement.

The app is free for customers, facilitating direct bank account payments. Revenue mainly comes from partnerships with retailers and businesses utilizing the FLIZ platform, allowing them to maintain competitive pricing while ensuring a sustainable transaction structure. The absence of consumer fees further promotes widespread adoption of FLIZ's services. Looking ahead, Fliz Pay GmbH aims to expand its product offerings and enhance its mobile payment services.

The recent funding of USD 1. 1 million will be utilized to grow their team and develop new features for the FLIZ app. The company is focusing on expanding into additional European markets by the end of 2025 as part of its growth strategy, ensuring that its services continue to meet the needs of an evolving user base.