FlexiLoans

FlexiLoans, based in India, is a financial technology company that provides collateral-free business loans designed to empower Micro, Small, and Medium Enterprises (MSMEs) and small businesses to thrive in a competitive market. Founded in 2016, FlexiLoans, operating as Epimoney Private Limited, offers innovative financial solutions for MSMEs in Mumbai, India. The company was established by Aditya Gandhi, Deepak Jain, Jas Shah, Manish Lunia, Pratyusha Peesapati, and Ritesh Jain, bringing together extensive experience in finance. FlexiLoans has successfully raised a total of INR 3,750.

00 mn through multiple funding rounds, including their latest Series C round, which attracted investments from firms such as Accion and British International Investment. The firm has completed 13 notable deals to date. FlexiLoans specializes in providing collateral-free business loans tailored specifically for Micro, Small, and Medium Enterprises (MSMEs) in India. Their financial products include term loans and supply chain financing, aiding businesses in managing working capital, expanding operations, and addressing cash flow needs.

The company offers a streamlined application process with minimal documentation, ensuring accessibility for a diverse range of clients across major urban markets such as Mumbai, Chennai, Bengaluru, and Hyderabad. In the most recent year of 2024, FlexiLoans generated revenue amounting to INR 30,537,397. 90 and achieved an EBITDA of INR 10,870,715. 50.

The company's revenue primarily comes from the disbursement of business loans, where clients repay under structured terms involving fixed interest rates and monthly installments, creating a direct-to-consumer transaction model. FlexiLoans plans to introduce new financial products aimed at enhancing support for MSMEs, with the goal of launching these offerings in the coming year. The company is also targeting expansion into additional regional markets across India, aiming to reach underserved areas by the end of 2025. Recent funding will be strategically utilized to support these growth initiatives, ensuring that the firm can enhance its product range and broaden its geographical footprint, thus improving access to financing for small businesses.