Mine

Founded in 2021 by co-founder Carlo Kobe and Scott Smith, and based in New York, US, ShoulderTap Technologies Inc. doing business as Fizz provides a platform that offers student debit cards enabling them to earn cashback. In January 2026, Mine raised USD 14 million in series A funding led by 359 Capital, with participation from FJ Labs, U. S.

News & World Report, L. P. , Y Combinator, and Kleiner Perkins. Fizz offers a user-friendly mobile app and a debit mastercard issued by Patriot Bank, N.

A. , Member FDIC. The product operates seamlessly through its mobile app, offering features like daily autopay, spend limits, and rewards programs to encourage responsible spending habits. Additionally, Fizz connects to the user's existing checking account and sets a daily spending limit based on your available balance.

 The application also offers daily autopay to ensure the balance is automatically paid in full each day, eliminating the risk of late payments. The company also offers cashback rewards on purchases and boasts exclusive student discounts at various stores and restaurants. The company plans to use the January 2026 funding to launch MoneyGPT, an AI‑powered personal finance agent designed to give young adults personalized guidance on saving, spending, credit‑building, and navigating financial challenges.