finperks GmbH

Based in Berlin, Germany, finperks GmbH specializes in prepaid orchestration solutions, integrating cashback rewards and digital gift card functionalities for global brands, enhancing user engagement and spending incentives. finperks GmbH, founded in 2025, operates from Berlin, Germany, focusing on providing prepaid orchestration services. In March 2026, the company secured EUR 3. 4 million in Seed funding from Motive Partners and Seed and Speed Ventures, raising its total capital to EUR 3.

4 million. The founders' details are not disclosed. Finperks offers a comprehensive suite of products designed to facilitate prepaid orchestration for global brands, emphasizing the integration of cashback rewards and digital gift card solutions within client applications. Their core offerings include an API that allows businesses to provide users with cashback on everyday spending, enabling instant incentives for sign-ups, referrals, and spending goals while ensuring compliance with local tax regulations.

Additionally, the platform allows users to send digital gift cards quickly and personally, with the ability to sell these gift cards within their applications, thereby converting digital assets into spendable value. Finperks targets a range of industries, including banks, fintechs, HR and payroll platforms, retailers, and brands, providing services primarily across European and U. S. markets.

Finperks generates revenue through partnerships and integrations with a variety of businesses that utilize their prepaid products and services. The company employs a transaction-based structure, where clients, including retailers and financial institutions, leverage Finperks' API to offer cashback and digital gift card solutions to their end users. Revenue is realized through these client engagements, where Finperks centralizes settlement processes under a single agreement, thus streamlining payment and reconciliation efforts. While specific pricing plans are not disclosed, the company's offerings, including their flagship cashback and digital gift card solutions, are structured to enhance client profitability by providing access to a wide range of leading global and local suppliers.

In March 2026, finperks GmbH raised EUR 3. 4 million in pre-seed funding, co-led by Motive Partners and Seed and Speed Ventures. The company plans to use this funding to expand its engineering team, enhance collaborations with brand partners, and increase its operations in additional European markets.