FAKTUS

FAKTUS, based in Paris, France, specializes in providing digital banking solutions tailored for the construction sector, focusing on optimizing cash flow management for public works projects. FAKTUS is a digital banking provider that delivers financial services specifically for the construction sector. Founded by Reda Kabbaj and Alexandre Pochon in Paris, France, FAKTUS is strategically positioned to cater to the needs of construction firms within its local market. In October 2025, FAKTUS raised EUR 9 million in venture seed funding from returning investors co led by Foundamental and Lakestar.

The round was part of a larger EUR 56 million equity and venture debt funding. FAKTUS specializes in providing tailored financial solutions specifically designed for the construction sector (BTP), focusing on simplifying cash flow management for public works projects. Their core offerings include simplified factoring and advance payment services, allowing clients to access up to 90% of their invoice amounts immediately upon submission and validation. This service addresses the common issue of delayed payments in the construction industry, enabling companies to maintain positive cash flow without the need for upfront capital.

FAKTUS serves a broad client base, including municipalities such as the City of Paris and the Mairie of Antibes, providing essential financial services that streamline the funding process for construction projects. The company's financial solutions are primarily targeted at the French market, where they operate by facilitating transactions through unique IBAN accounts assigned to their clients.