Esusu, Inc.

Esusu Financial, Inc. is a New York-based company that specializes in credit-building solutions for renters, helping them enhance their credit scores through timely rent payments. It focuses on underserved individuals historically excluded from conventional credit systems. Esusu Financial, Inc.

was founded in 2018 in New York, US, by Abbey Wemimo and Samir Goel. The company provides a service that enables renters to build their credit scores by reporting timely rent payments to major credit bureaus. In December 2025, Esusu Financial, Inc. raised USD 50 million in Series C funding led by Westbound, with participation from Geraldine R.

Dodge Foundation and Blue Meridian Partners. The series C funding values Esusu Financial, Inc. at USD 1. 2 billion post-money.

Esusu primarily offers a credit-building membership service known as myEsusu, designed to assist renters in building their credit scores through timely rent payments. Users share their lease information and link their bank accounts to report rental payments to all three major credit bureaus. The service aims to empower individuals historically overlooked by traditional credit systems, helping them achieve financial stability. Additionally, Esusu provides a marketplace featuring hand-picked financial products including credit building, auto, tax, and rental offerings from select partners, catering to diverse financial needs.

Esusu generates revenue through a subscription model for its myEsusu service, allowing users to benefit from positive rent reporting and access to various financial resources. Membership fees range from USD 2. 50 per month for the basic plan to USD 54 per month for the premium plan, offering varying levels of service. This model creates a consistent revenue stream from its user base, supporting Esusu's mission of enhancing financial literacy and empowerment among renters.

In December 2025, Esusu Financial, Inc. raised USD 50 mn in Series C funding which will be utilized to grow its rent reporting services, enhance rent payment tools, and support mortgage data verification. The company aims to design and launch new products targeted at expanding its services to additional markets, particularly focusing on underserved renters across various urban areas in the United States. This funding will bolster Esusu's efforts in enhancing its current offerings while exploring opportunities in new geographic regions.