Dhamana Guarantee Company Limited

Dhamana Guarantee Company provides credit enhancement solutions to facilitate access to financing for borrowers in both public and private sectors, promoting economic growth in East Africa. Dhamana Guarantee Company Limited, founded in 2024, is headquartered in Nairobi, Kenya. The company specializes in financial guarantee services that enhance the creditworthiness of borrowers, allowing them to access loans and bonds. The company has secured a single deal, raising a total of USD 10.

00 mn in funding through a recent deal on April 16, 2026, with investment from Africa Finance Corporation. Dhamana Guarantee Company specializes in providing financial guarantee solutions that empower both public and private sector borrowers to access credit in local currency. Their core offerings include guarantees for loans and bonds, aimed at mitigating risks for lenders by ensuring timely repayments on behalf of borrowers. The company primarily serves sub-national governments, state-owned enterprises, and various corporations involved in sectors such as infrastructure, utilities, renewable energy, and social services including water and sanitation.

By offering tailored guarantee products, Dhamana enables entities to unlock financing opportunities for impactful projects, thereby facilitating economic growth in East Africa. The geographical markets for these services span across several East African nations, catering to a diverse client base that includes financial institutions and corporations seeking debt financing solutions. Dhamana Guarantee Company generates revenue through its guarantee services, which are structured as financial commitments to lenders in exchange for a fee. Clients seeking financing, including governments and corporations, engage Dhamana to secure guarantees that enhance their creditworthiness, enabling them to access loans or issue bonds with more favorable terms.

The transaction structure is primarily B2B, where Dhamana partners with banks and financial institutions to underwrite guarantees that reduce perceived risks and facilitate smoother refinancing processes. By offering bespoke solutions, Dhamana can charge fees that correlate with the size and complexity of the guarantees provided. Their flagship service, the Dhamana Guarantee, operates under a model that ensures unconditional and irrevocable support for the full duration of a borrower’s obligation, which can extend up to 15 years. In April 2026, Dhamana Guarantee Company Limited raised USD 10.

00 mn in venture funding from Africa Finance Corporation. The company plans to utilize this funding to deepen domestic capital markets in East Africa by linking long-term institutional savings to bankable infrastructure investments. Dhamana is actively designing new products aimed at enhancing its service offerings and is considering expansions into additional East African markets to better serve local borrowers. The company’s strategy includes strengthening its presence in regional financial ecosystems to enhance access to credit.