Curative Inc.

Curative, Inc. specializes in providing innovative employer-sponsored health insurance plans that prioritize affordability and ease of access, promoting proactive health management for employees. Curative, Inc. was founded in 2020 in San Dimas, US.

The company focuses on delivering a subscription-based health insurance model. In October 2025, Curative, Inc. raised USD 152 million in series B funding from Upside, Galaxy Asset Management, Jam Fund, Duquesne Family Office, and DCVC. Curative is led by CEOs Fred Turner and James Kennedy.

Curative offers a pioneering employer-sponsored health insurance plan that emphasizes affordability, engagement, and simplicity. Members benefit from zero copays, zero deductibles, and a single competitive monthly premium, effectively transforming healthcare into a subscription-like model. This innovative approach eliminates financial barriers to necessary medical care, encouraging proactive health management. Curative provides access to an extensive network of healthcare providers, telehealth options, and resources such as an annual Baseline Visit and ongoing support from Care Navigators.

The health insurance plan primarily targets companies across various industries, with a concentration in Texas, Florida, and Georgia, serving both employers and their employees. Curative's revenue model is based on a subscription-based health insurance offering aimed at employer groups. Employers pay a monthly premium for their employees to access the health plan, which encompasses a range of cost-effective and user-friendly services. Transactions typically occur through direct agreements with businesses seeking to provide comprehensive health benefits for their workforce.

The pricing structure allows members to receive all in-network medical care without additional out-of-pocket costs, reinforcing Curative's role as an accessible option for employers seeking to enhance employee benefits.