C2FO

Pollen, Inc. is a US-based company providing innovative working capital solutions that enhance business cash flow by enabling early invoice payments through its advanced technology platform. Founded in 2008 in Leawood, US, Pollen, Inc. specializes in facilitating early invoice payments for businesses, leveraging patented technology.

The company has successfully closed a total of 11 deals since its inception, with the latest being a Series I funding round on March 27, 2025, raising USD 30. 725 mn from International Finance Corporation. The current company valuation is USD 516. 488 mn, and it has been led by CEO and founder Alexander Kemper, who has a history of entrepreneurship in financial services.

C2FO offers a unique working capital solution that enables businesses to accelerate their cash flow through early invoice payments. Central to their service is the patented Name Your Rate® technology, which allows suppliers to choose when they want their invoices paid and at what discount rate. This solution eliminates the need for traditional loans or financing, effectively streamlining the payment process and giving businesses greater control over their cash flow management. C2FO caters primarily to suppliers across various industries, including small businesses and global enterprises, who seek to optimize their working capital without the encumbrance of risk-based underwriting.

The company's products are utilized in numerous geographical markets, serving a broad client base in over 160 countries, including the United States, Canada, the United Kingdom, Australia, and various markets across Europe and Asia. C2FO's revenue model is based on the transaction fees incurred when suppliers opt for early payment of their invoices. Each transaction typically involves a supplier selecting an invoice to be paid earlier than its standard payment terms and designating a discount rate for this expedited payment. By facilitating this process, C2FO acts as an intermediary that enhances the financial metrics for both suppliers and buyers.

The company also collaborates with large enterprises, allowing them to support their diverse suppliers while simultaneously enhancing their cash management practices. C2FO's flagship service, the dynamic discounting platform, thus becomes an integral component of the financial strategies employed by its clients. The structure allows for flexibility and efficiency, ultimately driving value for all parties involved in the transaction. In March 2025, Pollen, Inc.

raised USD 30. 72 mn in Series I funding from International Finance Corporation. The company will use the funding to support its growth and expansion plans. The strategy includes launching new products designed to enhance its existing platform and expanding into additional markets, with a focus on key regions yet to be specified.