BS&F BV

Based in the Netherlands, BS&F BV specializes in enhancing and connecting healthcare and social security services through innovative platforms and tools, focusing on vulnerable populations and their access to necessary support. Founded in 1995 and headquartered in Utrecht, Netherlands, BS&F BV operates in the healthcare sector, focusing on improving access to social security services. The company has undergone a strategic pivot to enhance its digital offerings, specifically through its platforms targeting municipalities in the Netherlands. Ronald van Lier currently serves as the CEO.

Founded in 1995 and headquartered in Utrecht, Netherlands, BS&F BV operates in the healthcare sector, focusing on enhancing access to social security services. The company has recently shifted its strategy to improve its digital offerings, particularly through platforms designed for municipalities in the Netherlands. Ronald van Lier currently serves as the CEO. In January 2025, Specialist Risk Group Limited, a portfolio company of Temasek Holdings and Warburg Pincus, acquired BS&F BV from Ecclesia Holding GmbH.

BS&F specializes in enhancing and connecting healthcare and social security services, primarily through its core offerings that include the Gemeentepolis and the digital platform Gezondverzekerd. nl. The Gemeentepolis is a collaborative tool used by over 300 municipalities that facilitates access to affordable healthcare for residents in financially vulnerable positions. Gezondverzekerd.

nl serves as an accessible online portal where users can obtain information about health insurance, energy, allowances, and financial matters. The platform simplifies processes such as comparing, applying for, and verifying eligibility for municipal health insurance and other benefits. BS&F's products primarily target municipalities and local governments to support vulnerable populations, including low-income residents, students, and caregivers. BS&F generates revenue through partnerships with municipalities and healthcare insurers, combining both service fees and potential subscription models for access and use of their platforms.

Transactions typically occur through municipal contracts allowing local governments to offer services such as the Gemeentepolis to their residents. Additionally, BS&F may engage in revenue-sharing agreements with health insurers and other service providers linked to the Gezondverzekerd. nl platform, facilitating connections between vulnerable citizens and available support services. Pricing structures for these partnerships are tailored to fit the specific needs of each municipality.

Following the acquisition by Ecclesia Holding GmbH in October 2024, BS&F plans to strengthen its market position and expand its operational capabilities. The company is focusing on the development of new digital products aimed at enhancing user experience and accessibility of services. Plans for geographic expansion are underway, targeting additional municipalities within the Netherlands to broaden their reach by 2025. The recent funding from the acquisition will be strategically utilized to support these initiatives and enhance their service offerings.