Beam

Beam is a US-based payments platform that facilitates real-time money transfers through multiple payment methods, ensuring speed, security, and cost-efficiency for various businesses. The company focuses on innovative solutions for diverse clientele. Beam, founded in 2022 in the San Francisco, US specializes in payment processing solutions. T In October 2025, Modern Treasury Corp.

, a portfolio company of Artisanal Ventures, NewView Capital, Salesforce Ventures, SVB Capital, Not Boring Capital, Quiet Capital, Altimeter Capital, Y Combinator, and Benchmark, acquired Beam from Castle Island Ventures, Archetype, Bankless Ventures, Verda Ventures, Arca Investment Management, and SHACK15 Ventures for USD 40 million. Beam offers a comprehensive payments platform designed for real-time money movement, integrating multiple payment methods, including ACH, wires, RTP, FedNow, Push-to-Card, and stablecoins. This innovative platform allows businesses to send and receive payments with speed, security, and cost efficiency, catering to a diverse clientele that includes payment service providers (PSPs), fintech companies, banks, enterprise wallets, remittance platforms, and more. Beam's Hub feature enables users to manage their payment processing seamlessly, while its API facilitates streamlined workflows for internal treasury management and customer transactions.

The service operates primarily within the United States, providing businesses with flexible onboarding options and robust transaction capabilities tailored to their specific needs. Beam generates revenue through transaction fees associated with its payment processing services. The typical transaction structure involves businesses partnering with Beam to facilitate their payment solutions, which may include B2B transactions or direct-to-consumer payments. Clients can customize their payment flows and choose from various payment rails, contributing to Beam's revenue model.

While specific pricing plans for individual services are not disclosed, businesses utilizing Beam's offerings benefit from rapid processing times and reduced costs, enhancing liquidity and access to working capital. The company’s focus on compliance and security further attracts clients looking for reliable payment solutions in a regulated environment. In October 2025, Modern Treasury Corp. acquired Beam for USD 40.

00 million. The deal strengthens Beam’s scale, regulatory compliance, and enterprise-grade infrastructure, accelerating its vision to connect stablecoins with instant payment rails globally for faster, cheaper, and more reliable money movement, while expanding cross-border and liquidity capabilities.