Basic Capital Group Inc.

Basic Capital Group Inc. is a US-based company that specializes in vertically integrated 401(k) solutions, enhancing the retirement savings experience for both employees and employers through customizable plans and personal financial planning tools. Founded in 2021 and headquartered in New York, US, Basic Capital Group Inc. offers comprehensive 401(k) solutions to enhance employee retirement savings.

The company has completed a single funding round, raising USD 25. 00 mn in a SERIES A round on August 19, 2025, led by Forerunner Ventures and Lux Capital. Other contributors included HOF Capital, Inspired Capital Partners, BoxGroup, and SV Angel. The firm does not have publicly known subsidiaries or parent companies.

Basic Capital provides a vertically integrated 401(k) solution designed to enhance the retirement savings experience for employees and employers alike. The core offering includes a customizable 401(k) plan that incorporates personal financial planning tools to help employees maximize their retirement contributions. By facilitating personalized onboarding based on individual factors such as salary and retirement goals, Basic Capital aims to significantly boost employee participation, which has been reported to grow by 1. 5 to 2 times after companies switch to their platform.

The company caters to organizations looking to attract and retain talent by offering a diverse range of investment options, including mutual funds, ETFs, and alternative investments, tailored to the unique preferences of their workforce. Basic Capital’s services are available to businesses operating primarily in the United States, with a focus on industries that prioritize employee benefits and financial wellness. Basic Capital’s revenue model is structured around a subscription-based framework, charging employers a monthly fee of USD 5 per employee for record keeping, compliance testing, and 5500 filing associated with their 401(k) plans. Additionally, the company may implement setup fees, with initial costs reaching up to USD 499 based on specific client needs.

This transactional structure allows for streamlined budgeting for companies while providing employees access to a suite of retirement planning tools. As part of their flagship service, Basic Capital offers a robust 401(k) platform that supports employee investment choices while emphasizing compliance and administrative efficiency. The pricing structure reflects Basic Capital's commitment to transparency, with no hidden fees, making it an attractive option for employers aiming to enhance their employee benefits without incurring unforeseen costs. In August 2025, Basic Capital Group Inc.

raised USD 25. 00 mn in SERIES A funding to accelerate its solutions and support expansion initiatives. The company plans to introduce new features and enhancements to its 401(k) platform. Additionally, Basic Capital is focusing on expanding its services into new markets across the US, targeting industries that prioritize employee benefits and financial wellness.

The recent funding will be utilized to bolster these efforts and enhance their offerings.