Ayan Capital Ltd

Founded in 2023 and based in London, UK, Ayan Capital Ltd focuses on providing vehicle financing solutions tailored for private hire and business drivers in the UK. The company was co-founded by its CEO, Abdullo Kurbanov, and others. In April 2025, Ayan Capital Ltd raised GBP 25 million in venture funding from new investor Partners for Growth. Ayan Capital specializes in providing Shariah-compliant vehicle financing solutions tailored for the UK market, particularly aimed at private hire vehicles (PHVs), private hire operators (PCOs), and business drivers.

The firm’s core offering is a rent-to-buy car financing scheme, allowing clients to select vehicles from any UK dealership without upfront inventory constraints. Clients make an initial deposit, typically starting as low as 5%, followed by weekly rental payments contributing towards ownership of the vehicle. This financing model caters to individual drivers for ride-hailing services like Uber and Bolt, as well as small and medium enterprises looking to expand their fleets. Ayan Capital's revenue is generated through a structured financing model where clients pay weekly rental fees for their chosen vehicles.

These payments are classified as rent rather than interest, with a portion allocated towards building equity for eventual ownership of the vehicle. The company will use the April 2025 funding to expand product development in the UK and consolidate its market position.