Arthum

Arthum, based in India, is a digital platform specializing in workforce management solutions aimed at improving worker financial services and creditworthiness through technology-driven approaches. Arthum, founded in 2023 by CEO Darpan Sharma and CTO Vishal Mishra, and headquartered in Delhi, India, focuses on digitalizing workforce management. The company aims to enhance worker financial services and has completed one funding deal. In January 2026, Arthum raised INR 100 million in SEED funding, led by Caret Capital and joined by Keynote Financial Services and JS Global.

Arthum offers a comprehensive Operating System designed for workforce management, focusing on digitizing worker records and enhancing their creditworthiness. The core product enables users to manage work-related data digitally, including attendance, payments, and shifts, specifically targeting businesses with a minimum of ten employees across various industries like manufacturing and services. By transitioning from paper-based processes, Arthum enhances operational efficiency and builds trust within the workforce, with plans to expand its services beyond the Indian market. Arthum generates revenue through its digital workforce management platform by facilitating loans and salary disbursements directly via its system.

The platform enables B2B partnerships, allowing businesses with over ten employees to streamline salary processes and provide credit opportunities for their workforce. Employers can issue salaries using Arthum's platform post-loan provision, ensuring a frictionless financial transaction experience while enhancing transparency between employers and employees. Specific pricing plans and figures related to individual products or services are not disclosed. Arthum plans to utilize the recent funding of INR 100 million raised in January 2026 to develop its platform further, expand to new cities, and provide enhanced credit and banking services tailored for blue-collar workers.

The company aims to introduce new products that cater to the evolving needs of its target demographic while exploring expansion into broader geographic regions to increase its market presence.