appsNmobile Solutions Limited

appsNmobile Solutions Limited is a payment solutions provider that specializes in integrated transaction systems, enhancing operational efficiency for businesses across various sectors in Ghana. Founded in 2015 and headquartered in Accra, Ghana, appsNmobile Solutions Limited offers a comprehensive suite of payment solutions. The company secured USD 1 million in funding in June 2021, led by Oasis Capital Ghana, contributing to its growth and operational capabilities. Richard Bansah, the founder, has a background in developing technology solutions, showcasing a commitment to improving payment systems.

appsNmobile Solutions offers a suite of integrated payment solutions designed to streamline transaction processes and enhance operational efficiency for businesses in various sectors. Their primary offerings include The Orchard, a centralized payment platform accessible through a single API, which allows for seamless integration of multiple services. Notable applications include VPOS, enabling merchants to collect payments via USSD while providing a dashboard for real-time collection monitoring; eTicketing, which facilitates electronic ticket sales with QR code delivery and SMS notifications; and AgroPay, tailored to assist agribusinesses in direct payments to farmers through mobile money or bank transfers. These solutions primarily serve clients across diverse sectors in Ghana, including retail, entertainment, and agriculture, providing them with user-friendly interfaces and robust support to enhance customer engagement and operational productivity.

appsNmobile Solutions generates revenue through transaction fees charged to merchants utilizing their payment gateway and related services. Each transaction processed via the platform incurs a fee, which varies based on the specific service used, such as VPOS or eTicketing. The company’s revenue model incorporates B2B arrangements, where businesses subscribe to their payment solutions, establishing ongoing partnerships. Clients pay fees for access to software solutions and transaction processing, which may include bulk disbursement services for companies needing to manage cash flows efficiently.

By leveraging their diverse product offerings, appsNmobile Solutions not only enhances the payment experience for end users but also ensures a steady flow of revenue derived from service subscriptions and transaction-related fees. In June 2021, appsNmobile Solutions Limited raised USD 1 million in venture funding led by new investor Oasis Capital Ghana. The funding will be utilized to develop its product and services. The company aims to expand its product offerings, enhancing existing solutions and potentially launching new features aimed at improving customer experience.

Additionally, appsNmobile Solutions is exploring opportunities to penetrate new markets beyond Ghana, targeting regional expansion within West Africa, with specific timelines yet to be announced.