AIR Platforms, Inc.

AIR Platforms, Inc. , based in New York, US, specializes in AI-driven credit ratings designed to enhance risk assessment for both private and public markets, providing transparency and audit-ready insights for financial institutions. Founded in 2024, AIR Platforms, Inc. focuses on delivering AI-based credit rating solutions.

AIR Platforms specializes in AI-driven credit ratings for both private and public markets, providing a sophisticated platform designed to generate independent and explainable credit risk scores utilizing vast datasets. The core offerings include an advanced ratings engine that emphasizes transparency and audit-readiness, enabling users to make informed credit decisions with minimal subjectivity. This platform is tailored for financial institutions, including portfolio managers and analysts, facilitating automated credit memos and standardized risk signals. The primary end users span Fortune 500 companies and asset management firms within the finance sector, benefiting from real-time insights and risk alerts.

AIR Platforms' products are available in various geographical markets, including North America, Europe, and select regions in Asia, expanding their reach within the global financial landscape. AIR Platforms operates on a subscription-based revenue model, where clients engage with the company's services through tailored packages designed to meet their specific risk assessment needs. The structure involves direct business-to-business transactions, primarily targeting financial institutions that require robust credit intelligence solutions. Clients may subscribe to various tiers of service that provide access to real-time credit ratings, risk alerts, and detailed analytics.

Specific pricing plans vary based on the level of service provided, with enhanced features available in higher-tier packages. The firm’s flagship offerings include its AI-powered credit ratings and risk evaluation tools, which serve as essential components of the financial decision-making processes for their clientele. In December 2025, AIR Platforms, Inc. raised USD 6.

1 mn in Seed funding, which will be utilized to improve its product offerings, expand its team, and establish partnerships for enhanced credit risk assessment. The company is focusing on launching new products that enhance its technological capabilities and aims to penetrate deeper into North America, Europe, and select regions in Asia by the end of 2026.