Zinobe SAS

Zinobe SAS is a financial services company that specializes in providing innovative credit solutions for individuals and micro, small, and medium enterprises in Colombia, with a focus on accessibility and tailored financial products. Founded in 2011 by Tarek Sherif, Zinobe SAS operates from its headquarters in Bogota, Colombia. The company has engaged in 3 deals since its inception and in January 2022, it merged with Mexarrend, S. A.

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to form Tagelo. Tarek Sherif leads the company as CEO, having a history of entrepreneurship in the financial sector. Zinobe offers innovative financial solutions aimed at improving access to credit for individuals and micro, small, and medium enterprises (mipymes) in Colombia. Their primary products, Lineru and Aliatu, provide tailored credit solutions designed to meet the diverse needs of their clientele.

Lineru focuses on personal credit, allowing individuals to secure loans that can be utilized for various purposes such as purchasing goods or financing personal projects. Aliatu, on the other hand, is dedicated to mipymes, offering them the necessary financial support to foster growth and operational stability. Both products leverage data and technology to assess creditworthiness, thereby minimizing traditional barriers associated with obtaining financial products. Zinobe's offerings primarily serve the Colombian market, targeting a wide range of consumers and small businesses seeking efficient credit solutions.

In 2023, Zinobe generated a revenue of USD 171,055. 60, with an EBITDA of USD 134,962. 50. The company earns revenue through its credit solutions by facilitating loan transactions between the company and its clients, primarily based on the interest charged on loans provided to individuals and mipymes who utilize their services.

Following the merger in January 2022, Zinobe plans to leverage its corporate and institutional partnerships to grow its existing business lines. The company is focused on expanding its product offerings and enhancing its presence in the Colombian market, utilizing its resources from the merger to support these initiatives.