3F

3F provides real-world assets vaults and stablecoin lending solutions, facilitating a decentralized finance experience for users seeking leverage and yield from tokenized assets. 3F is a vault protocol focused on leveraging tokenized real-world assets through decentralized finance mechanisms. The company was founded in 2025. In April 2026, 3F raised USD 4.

000 mn in Seed funding from Maven11 Capital and other investors. This funding was aimed at enhancing its vault protocols and expanding its market presence. The founder's specific background is not detailed, nor are there mentions of any prior companies established by the founder. 3F is a vault protocol specializing in providing leveraged exposure to tokenized real-world assets (RWAs) through a seamless DeFi experience.

Users can select from various vaults, determine their leverage, and engage with a platform that manages complex financial operations such as flash loans and liquidations behind the scenes. The protocol serves both retail investors seeking yield and institutional clients requiring permissioned liquidity. Clients deposit stablecoins into Morpho-powered lending vaults to earn yield while maintaining transparency and liquidity without lock-ups or hidden risks. 3F primarily targets markets in North America and Europe, catering to a diverse clientele, including individual investors and financial institutions focused on optimizing capital management strategies.

3F generates revenue through transaction fees associated with its vault protocols and lending operations. Clients deposit stablecoins into the lending vaults and select leverage for their positions, facilitating financial services such as bridge facilitation and liquidation management. The pricing structure is based on the performance of the vaults, allowing clients to benefit from the yield generated by their deposits. The platform supports both retail and institutional clients, featuring a whitelisted front-end for approved participants, enhancing liquidity and providing tailored solutions for its varied client base.

In April 2026, 3F raised USD 4. 000 mn in Seed funding led by Maven11 Capital, with participation from several other investors. The company plans to utilize this funding to enhance its product offerings and expand into new geographic regions, particularly in Europe and Asia, by the end of 2026. 3F is focused on launching new vaults and features to attract a broader user base while solidifying its presence in existing markets.