Varthana Finance Private Limited

Varthana Finance is an Indian financial institution specializing in providing tailored loans for affordable private schools and students, enhancing educational access and infrastructure in the country. Founded in 2013 and headquartered in Bangalore, India, Varthana Finance Private Limited provides educational loans specifically designed for private schools and students. The company was co-founded by Brajesh Mishra and Steve Hardgrave, who have extensive backgrounds in finance and education. In January 2026, Varthana Finance Private Limited raised USD 16.

5 million in venture debt funding from WaterEquity, Triple Jump and Symbiotics Asset Management. Varthana specializes in providing tailored financial solutions through its core offerings of school loans and student loans, catering to the needs of affordable private schools and students in India. The company's school loans support various expenditures, including investment in educational resources like furniture, computers, lab equipment, and digital classroom solutions. Additionally, Varthana offers educational loans for diverse tiers of education, including undergraduate studies and vocational training, aimed at individuals seeking to enhance their job prospects.

With operations across 15 states and 40 branches in India, Varthana serves a broad clientele comprising private school administrators and students from various backgrounds, focusing on increasing educational affordability and accessibility. In the most recent fiscal year 2024, Varthana reported a revenue of INR 23,697,268. 90 and an EBITDA of INR 17,196,612. 50.

The company generates income primarily through its loan products, which include financing for school infrastructure and tuition fees. Its model is structured to work directly with both private schools and individual students, offering customized collateral-free loans that align with the educational financing needs of its clients.